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COMMERCIAL INSURANCE COVER

The backbone of business growth is a robust commercial risk management strategy, purposely to safeguard the business against unforeseen losses the business might experience along the way. The most effective way to manage commercial risk is by transferring those risks to a trusted general insurer to ‘absorb the shock’ of a major loss, such as a property fire.

When risks are safely transferred to an insurer, business leaders have reassurance and confidence to manage and lead the team’s to achieve their set targets. Regardless, whether the business is just starting out or grown to a certain level and ready taken on the next business development project, at SCAL, our top priority is to build mutual trust with our clients and provide value for money.

SCAL’s commercial insurance is covers are underwritten with a ‘5-star’ service approach; Absolute Integrity, Affordability, in-house risk surveying and loss adjusting, excellent reinsurance security, and our claims guarantee- which is our promise to any pay claims that are deemed covered under a policy.

SMALL & MEDIUM ENTERPRISE

Please complete, sign and send to us via email or provide us your details via the contact form (Contact Us) here and a team member will be in touch to assist you.

WORKERS’ COMPENSATION

Protect the well-being of your employees due to work-related loss. Mandatory by law for all employers 

PUBLIC LIABILITY

Public liability protection for your business against third party property damage or bodily injury

GENERAL PROPERTY

Protect your assets for personal and business use such as electronic devices and ensure

MOTOR VEHICLE

Protect the well-being of your employees due to work-related loss.

  • Mandatory by law for all employers

FIRE

Protect the well-being of your employees due to work-related loss.

  • Mandatory by law for all employers

BURGLARY

Protect your assets for personal and business use such as electronic devices and ensure

Cover application requirements included together with the Proposal Form below. Please complete, sign and send to us via email or provide us your details via the contact form (Contact Us) here and a team member will be in touch to assist you.

LARGE COMMERCIAL BUSINESS

We are currently offering the following products that are ideal for larger commercial business

WORKERS’ COMPENSATION

Protect the well-being of your employees due to work-related loss. Mandatory by law for all employers 

PUBLIC LIABILITY

Public liability protection for your business against third party property damage or bodily injury

GENERAL PROPERTY

Protect your assets for personal and business use such as electronic devices and ensure

MOTOR VEHICLE

Protect the well-being of your employees due to work-related loss.

  • Mandatory by law for all employers

FIRE

Protect the well-being of your employees due to work-related loss.

  • Mandatory by law for all employers

BURGLARY

Protect your assets for personal and business use such as electronic devices and ensure

Cover application requirements included together with the Proposal Form below. Please complete, sign and send to us via email or provide us your details via the contact form (Contact Us) here and a team member will be in touch to assist you.

SPECIALIST LINES

We are currently offering the following products that are ideal for larger commercial business

AVIATION RISKS

Protect the well-being of your employees due to work-related loss. Mandatory by law for all employers 

MINING AND RESOURCE SECTOR RISKS

Public liability protection for your business against third party property damage or bodily injury

SPECIALIST MARINE

Protect your assets for personal and business use such as electronic devices and ensure

Cover application requirements included together with the Proposal Form below. Please complete, sign and send to us via email or provide us your details via the contact form (Contact Us) here and a team member will be in touch to assist you.

For general inquiries, please enter the details in the Contact Form below and a member of the SCAL team will be in touch with you promptly.