For many people, owning your own home and/or car is the ultimate dream. Owning a home means security and privacy for you and your family, owning a car means you have the freedom to move freely from place to place, or rewarding yourself at the end of a year with a high-end personal device for a hobby or to take on the next major personal project. We understand it takes so much hardwork, commitment and self-descipline to achieve these goals, hence once these goals are achieved you must protect their value by way of an insurance cover to safeguard you from the bearing the entire financial burden of restoration or replacement due to a major loss, such as a fire or serious motor vehicle accident. SCAL currently offers the following personal insurance products that can be tailored to client’s needs;